Services
Points Portfolio Audit
A complete, technician-style review of everything you've earned.
Think of this as a systems check for your entire points life. An audit inventories every balance, card, fee, and benefit you have, flags points at risk of expiring, identifies benefits you're paying for but not using, and matches what you hold against what you actually want to do with it.
You leave with an organized picture of your portfolio and a prioritized action list — what to use, what to keep, what to watch, and what to rethink.
What's included
- A full inventory of points, miles, and credit card benefits
- Expiration-risk and devaluation-risk flags
- An annual-fee versus benefits reality check
- A prioritized, written action plan
This service is a great fit if…
- Long-time collectors who've lost track of what they have
- Households with points scattered across many accounts
- Anyone paying multiple annual fees without a clear reason
- People who want a plan before points expire or devalue
Honest boundaries
- Educational analysis only — not financial advice
- Estimated point values are estimates, not guarantees
Other ways Jim can help
One-on-One Points & Miles Consultation
A personal session focused on your accounts, your goals, and your next trip.
Credit Card Strategy Session
Make sense of the cards you have — and the ones you're considering.
Award Travel Search Assistance
Understand your realistic award options before you transfer a single point.
Free consultation
Ready to see what your points can really do?
Start with a free consultation. Bring your questions, your balances (or none at all), and the trip you're dreaming about — leave with a clear picture of your options and next steps.
An educational conversation — never a sales pitch, never financial advice.