Points and miles are genuinely valuable — and genuinely complicated. This page states plainly what this site's content is, what it is not, and the limits you should keep in mind. It is a placeholder draft prepared for review by legal counsel before launch.
Educational content only
Everything on this site — including consultations and other services — is educational. It is not financial, legal, tax, or investment advice. Specific credit cards may be discussed for educational purposes; that discussion is never a recommendation that any card is right for you. Credit card approval is determined solely by the issuer.
Use credit responsibly. Rewards never outweigh interest: do not carry an interest-bearing balance in order to earn points or miles, and do not open credit products that don't fit your broader financial situation.
Independence
Travel Technician is independent and is not affiliated with, endorsed by, or sponsored by any airline, hotel company, bank, credit card issuer, loyalty program, or travel agency. Travel Technician does not provide travel booking services.
References to airlines, hotels, banks, card issuers, and loyalty programs are for identification and education only. All trademarks belong to their owners.
Estimates, availability, and change
When this site describes redemptions and values, remember:
- Award availability changes constantly and is not guaranteed.
- Loyalty program rules and award pricing change without notice.
- Taxes, fees, and surcharges vary by program, route, and date.
- Cash prices fluctuate; cents-per-point figures are estimates based on comparable cash prices, not promises of savings.
- Transfer availability between programs is not guaranteed.
- Offers, benefits, and program features described here may have changed since publication — always verify current terms with the provider.
Affiliate, referral, and informational links
There are currently no credit card affiliate links on this site, and this site does not currently earn affiliate revenue. Referral relationships may exist in the future; if Travel Technician ever receives compensation for a link, a clear disclosure will appear near that link.
For clarity: an affiliate link pays commission on purchases or approvals; a referral link provides a benefit (often points) to the referrer; an informational link is uncompensated. Unless disclosed otherwise, links on this site are informational.
Your responsibility
You are responsible for reviewing the current terms and conditions of any program, card, or travel provider before acting, and for decisions made based on this site's content.