Services
Credit Card Strategy Session
Make sense of the cards you have — and the ones you're considering.
Credit card rewards are the engine of most points strategies — and also where people get overwhelmed. Annual fees stack up, benefits go unused, and it's hard to know whether a card is earning its keep.
A strategy session looks at your existing cards and your goals, and helps you understand how issuers' ecosystems, earning rates, benefits, and fees fit together. The focus is education: understanding the trade-offs so you can make your own informed decisions.
What's included
- A walkthrough of your current cards, fees, and benefits
- An explanation of how earning rates and categories work
- A framework for evaluating whether a card is worth keeping
- Education about issuer ecosystems and transferable points
This service is a great fit if…
- People whose annual fees have crept up over the years
- Anyone unsure which card to use for which purchase
- Travelers deciding between competing card ecosystems
- Households coordinating cards across two or more people
Honest boundaries
- Education only — not financial advice, and never a recommendation to take on debt
- Card approval decisions are made solely by issuers
- Opening new cards is not appropriate for everyone; carrying a balance to earn rewards never makes sense
Other ways Jim can help
Free consultation
Ready to see what your points can really do?
Start with a free consultation. Bring your questions, your balances (or none at all), and the trip you're dreaming about — leave with a clear picture of your options and next steps.
An educational conversation — never a sales pitch, never financial advice.